Tuesday, December 26, 2017

Merchant Account for Credit Repair Business - Merchant Stronghold

CREDIT REPAIR HIGH RISK BUSINESS – YOUR MISSION FOR THE FINEST MERCHANT SERVICES IS HERE!

Brushing up a credit report or giving credit rebuilding services is an extremely lucrative business on the grounds that numerous clients endure higher financing costs because of their poor credit score and will be cheerful to pay a little cost for it to be making something right.


IS IT TRUE THAT YOU ARE CONSIDERING BEGINNING UP YOUR OWN CREDIT REPAIR BUSINESS?

Fortunate are that you have officially attempted to get your Merchant account and have been turned down various times. This is on the grounds that your business sort is marked as ‘High Risk business and hence the acquiring banks are reluctant to underwrite.

A business can be named as High Risk Business if there is a higher probability of charge backs or fraud. Be that as it may, all expectation is not lost as banks are not your exclusive source of credit card processing. Presently you can make utilization of our Merchant

services benefits that are quick to take into account the requirements of a high Risk merchant accounts  like you.

PAYMENT PROCESSING SOLUTION JUST FOR YOU!

When you proposal services online, a Payment processing solution, Payment processor is quite predictable. You will need a secure payment gateway or Merchant account that will accept a variety of credit cards and debits cards. still, if you controlled to acquire a Merchant Account on your personal, you will know that finding a Payment Processor who won’t reject a credit repair service will be tremendously complex.

Popular payment gateways such as First Data or PayPal cannot even accept credit card your business as it is a destruction of their policy. This is where our merchant services can help as we are trained working with credit restoration businesses. We can provide you with secure Payment Gateway on your own e-commerce website to help your clients with a smooth transaction every time.

ARE YOU NEW IN CREDIT REPAIR BUSINESS?

We know that new business venture needs the same support as the established ones. It can be quite provoking to run around from pole to pole looking for services that promise you fewer rates and end up charging you more with hidden costs. We offer competitive rates.
Get more information visit website - https://www.merchantstronghold.com/

Saturday, December 23, 2017

Running Tour and Travel Business : You are at High Risk

If you run a travel agency as tour operator, or hotel operator planning to the same then you must be excited by the opportunities in High Risk.

Before start receiving online funds, you must setup payment gateway for your merchant Services credit card. Your online payment gateway basically makes it possible for your customer’s payment to reach the merchant bank’s processor.
But if you are just starting, than getting a merchant account for business is the toughest job.
Good financial credibility also not getting merchant account for you. You may or may not be aware, but the real and only reason is that your business model falls under high risk.

And banks and merchant gateway providers think that they have credit risk involved with the industry you are in. This is not because the sales person does not want your business. This is because bank or their processor will not accept credit card high risk businesses because of the regulatory and / or charge-back risk. But remember, all is not lost. With some negotiations and risk management strategies all of this can be overcome.

REASONS WHY YOUR BUSINESS IS HIGH RISK

  • Industry Language
  • Normal Language
  • High ticket size
  • Expensive travel
  • Charge-backs
  • Cancellations issue
  • Long Fulfillment time horizon
  • Refund issues
  • High Failure rates
  • Competitive business


OVERCOMING HURDLES: WHAT YOU CAN DO TO GET MERCHANT ACCOUNT

Find consultants who specialize in the helping high risk merchants finding a merchant account.
We at merchant stronghold provide you the same.
If you have a good record of risk, fraud and charge-backs, you will be required to provide at least 6 months of prior financials to prove it.
The best side of this is that if you can provide financial statements of 3 years, you will have more leverage to negotiate a better deal.

Purchase a financial failure insurance plan to boost financial security.
These actions will be enough to get a merchant account for your tour and travel business. Just because you’ve been rejected for a merchant account before, doesn’t mean you will not get approval again.
It is necessary for you to choose the best merchant account provider to better your newly founded organization. You can reach us at +1 (888) 622-6875 or email to info@merchantstronghold.com  We will be glad to help you in getting a good merchant account for your business.

Friday, December 22, 2017

Cross-checking the Authenticity of Online Credit Card Transactions

As a result of advancements in technology, e-Commerce platforms exist that allow businesses to sell products and services on a global level. But, along with the positive aspects of selling online comes a negative factor that has the potential to lead an online business down the road to disappointing growth and lost revenue.

The issue of fraudulent online transactions, which has been increasing exponentially with e-Commerce growth, is a significant problem faced by online merchants. Thus, online merchants need to be vigilant about detecting the use of stolen accept credit card details and misuse of the chargeback system. Monetary losses due to chargebacks alone can have serious consequences for merchants.

So, how does an online merchant protect itself from fraudulent transactions? The best way is to cross-check orders. Cross-checking involves verifying cardholder information provided by the buyer according to the basic rules prescribed by The Credit Card Payments Card Industry Data Security Standard (PCI DSS) and keeping watch for unusual or suspicious activity.


CAREFULLY OBSERVE BUYER BEHAVIOR

It’s not as easy to observe buyer behavior online as it is when purchases are made in-person; however, it can be done effectively. The first step is automatically taken when cardholder information is verified by a payment processor at the time an order is placed. Merchants need to take this a step further by scrutinizing orders for signs of suspicious activity during the fulfillment process.

Signs of suspicious activity include anything out of the ordinary, like unusual order sizes, frequency of orders from the same buyer, different billing and shipping addresses, subsequent attempts to resubmit an order using different cardholder details after being declined, and multiple orders to the same delivery address using different credit cards. Sometimes a call placed to the buyer is all that’s needed to clear up any questions and confirm an order.

Cross-checking means it will take a little more time to process some orders, but considering the consequences of a possible fraudulent transaction it can be worthwhile.
Get more information visit website – https://www.merchantstronghold.com/

Friday, December 15, 2017

Get Best Credit Card Processing Solution For Beauty Product Business

A Quality credit card processing solution that can lift up your Beauty Products business. We can integrate multiple payment options so that your business is always expanding.


An advance credit card processing solution that comes with high level of security is what every Beauty Products business needs. Efficiency is important when you are running a business, especially when the business is on small scale and you have to struggle a lot to get to the top. The goal of merchant stronghold is to provide you a flexible payment solution with equipment. Electronic payment solution can fulfill most of your needs; you can customize best rate structure that fits your business. Some of the advance services that you can expect:

  • Mobile processing for the small scale business
  • Terminals for beauty products and retail service business
  • Support for payment gateways connected with shopping carts
  • Solutions for MOTO card transactions
  • Plus credit card payment plans
  • Virtual terminal for processing



Modern payment processing is integrated merchant account and software. This system is called software as a service (SAAS). It offers a single electronic portal that helps merchants to scan checks and process various credit card payments. This is done without merchant storing the data on the site. A latest cloud based infrastructure is integrated, means location of customer doesn’t matter. It also reduces cost and makes whole process time efficient.

payment processing architecture

Network architecture is an online payment system that is like a chain of service providers having unique value payment transactions. There are four most important entities in an architecture which are merchant, point of sale (POS), aggregator, and credit card bank. Payment gateway provider is a company that gives support to merchants and receives payments on their behalf. Point of sale provider presents aggregator to the merchant. There are small POS transactions than aggregator, so direct connection with credit card network is not necessary. The responsibilities are divided equally among many different business partners in order to provide better architecture to the merchants. Merchant Stronghold understands these concepts because we have been working in this business from a long time.

Transaction Processing Quality

Payment systems are highly susceptible to abuse and fraud. If credit card is misused, there will be financial losses to your Beauty Products business. There will be even more mess if merchant will solve the problem on its own.

If you’re looking for any kind of information, you’re in the right place! Visit our services page to find out how we can help you today! You can Call Us at +1 888-622-6875 or Send us Email: info@merchantstronghold.com

Thursday, December 14, 2017

Credit Card Processing for Marine Services

Credit card processing for Marinas, Marine Service/Supplies (MCC 4468) is considered as high risking in Payment industry. There are a number of services associated with Marine business, and not all are accepted by merchant service providers. In simple, not many merchant account providers offer payment services for businesses in this whole category. For years, Merchant Stronghold has provided real time Credit card processing for Cruise ships. We have solutions for individual merchants to trade marine supplies.


Credit card processing for Marine Services

A good way to sell your services is by using a website for Credit card processing. Merchants can have more than one payment methods. A credit card is quicker and much safer than cash in hand. Money can automatically be send to your bank account.

Multiple services can be provided on your website, such as point system or gifts for customers. Your Marine Credit card processing will be a part of a large network. A gateway having PCI compliance to provide you security benefits. We offer a number of options, such as American Express, Visa Card and MasterCard integration. Existing account holder can also get new features.

Merchant Account for high risk business

Some online businesses are considered as high risking because of their nature, these businesses include Adult industry, Foreign Exchange, Gaming, Pharmacy, Cruise Services, Pharmacy, and PC support. History of the business also plays important part in High risking tag. Not many merchant account providers offer services to high risking businesses, but Merchant Stronghold is offering services to these for years.

Accept credit card can boost your Marine supplies business. Many companies would like to offer services to you, but choose one that best fits your needs. High risking businesses have high chargeback ratio, and there is huge volume of sales; these factors make them unsecure. You can still get a merchant account, but don’t get bedazzled by flashy advertisements. Clearly identify rates that you can pay so that you can get a merchant account that makes more sales and get more success.

Know Rules
Even though you have to pay fees for accepting cards on your store, it is against card processing agreement to share it with the customer. When you accept the agreement, you agree upon giving certain amount in exchange for quality services for your Marine supply business. It is not good to charge a certain amount from customers or require minimum amount to be able to process the purchase. Maintaining these things may result in losing your merchant account.

Tuesday, December 12, 2017

Fast and Reliable Merchant Payment Processing Solution for Online and Offline Furniture Business

A merchant Account service for furniture sellers is hard to find. This business is considered as “high-risk”.


This is because online furniture sales are large-ticket purchases buys that are made without the purchaser’s card being physically swiped, which Exposes Merchants and Credit card processors to conceivable chargebacks and Fraud (for example, if there’s shipping damage). The same is valid for furniture orders set by telephone or via email, in spite of the fact that these strategies for buy are for the most part dropping out of support among buyers. There are a couple of merchant account providers that focus on serving high risk businesses, and some of these suppliers spend significant time in trader represents card-not-present furniture retailers. To empower you to find an online furniture Merchant account, we have assembled the following list of the top processors for online and mail order/telephone order (MOTO) furniture sellers

Furniture Business needs Credit card processing Services

The home furniture business has grasped the online ecommerce world. There are new shipping/ delivering option. And there have been advancements in Merchant payment processing. This has made it probable for people to purchase their furniture online.

Merchant account for home Furniture business will permit you to process credit cards. Convey your product as you see fit.

You can transport your small furniture straightforwardly to the purchaser. Sell your products online. Allow the purchaser to get the furniture up at your store. And your clients will be able to pay with their credit cards.

Customary furniture industries are able to acquire services from conventional merchant service providers’ specialist, but banks are unwilling to coordinate with furniture business that goes online. The industry of online furniture deals has been categorized has “high risk business” by banks; this has made things very hard for those wishing to enter this business.

One of the reasons for this high risk order is because, due to high chargeback a rate that generally goes along with operating an online furniture business. In the event that furniture is If furniture is endless supply of the item(s), it can prompt both chargebacks and disputes. In addition, the average transaction made for an online furniture store is high contrasted with other online Businesses. All things considered, the above average high chargebacks rates, disputes, large tickets and higher volume makes banks shy away.
The fundamental issue for those intending to begin an online furniture business is the undertaking of opening a Merchant account. With banks shying away due to the high risk, it can make the circumstances complex if not impossible. Providentially, there are still safe and proficient choices out there for you.

Monday, December 11, 2017

Merchant Accounts Services and Credit Card Processing

Credit Card processing In case you are facing problems to find at ease and reliable payment gateway for your organization that takes care of extended warranties then service provider Merchant Stronghold assist you to out. we have the exceptional technology that makes use of safe and secure virtual terminal to let you process credit card payments in retail or online commercial enterprise.


CREDIT CARD PROCESSING SOLUTIONS FROM MERCHANT SPECIALIST

We understand that you locate it difficult to get approved for the merchant account from a reputed financial institution. but you don’t need to worry at all. We’ve connections with some of the best banks and could help you to get began with merchant account fast.
We have been dealing with extended warranties merchant accounts for so many years and our highly expert and skilled team is capable of designing flawless solutions for your business.

We have been dealing with extended warranties merchant accounts for such a many years and are highly expert and professional team is able to design perfect solutions for your commercial enterprise.

We additionally offer numerous terminals relying upon the need of your enterprise. We also have secured virtual terminal that helps you to manage your payments via apple or android device. Using our services your commercial enterprise can get entry to main credit score card companies like Visa, American Express, MasterCard, and Discover.

we have affordable and reasonable prices which range as per the terminals. this could rely on the employer’s history and the risk factors concerned in investing with you. but don’t worry even if you are a high-risk commercial enterprise; we had been providing effective solutions to many high risk commercial enterprise as well.

We provide best customer support for all your queries and doubts. You can call us at +1 888-622-6875 OR email info@merchantstronghold.com